In Invest in Experiences
I discuss the importance of happiness derived
from personal experiences rather than from
In Tips For Teaching The Basics
I offer suggestions to help children
understand personal money management.
WE CAN ALL ADDRESS THE LITERACY CRISIS IN THIS
COUNTRY. Jumpstart is a national
early education nonprofit organization that
pairs caring adults with underserved
preschoolers in year long one-to-one
mentoring relationships. Visit www.jstart.org
to learn more about Jumpstart and events.
If you would like to make a contribution,
you may do so at www.jstart.org/don
Once again thank you for helping to get the
word out about Sanity Savers: Tips for
Women to Live a Balanced Life.
Check my website, www.drdaleatkins.
updates on my appearances. For
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And if you would like me to speak to your
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Wishing you health, peace and balance.
|Sanity Savers: Tips for Women to Live a Balanced Life
SANITY SAVERS: Tips for Women to
Balanced Life is in bookstores and
with suggestions to save
every day of the year.
A must for any woman
seeking to find her balance!
Invest in Experiences
This year there has been much focus on
"investments going sour."
Financial pundits talk about "value
investing" and for the last year we have all
learned more than we had ever thought we
would about the stocks, bonds, funds,
markets, banks, and investments.
Let's talk about another type of
one that you can have regardless of what
happens in your bank account.
We all have the opportunity to invest in our
values. A good way to do that is to value and
invest in experiences.
Research on happiness continues to support
that a major contributor to happiness is our
investment in experiences over material
goods. Having an experience on your own, or
with others, and then positively
"re-experiencing" it through sharing can
increase positive feelings and enhance
successful social interactions. Many people
find that experiences are more interesting
and pleasant to talk about than material
objects. There is a human connection that
occurs; a story telling, an engagement that
unites you with someone else or a part of
yourself that enhances well being.
Furthermore, experiences are open to positive
re-interpretation because they reflect deep
personal meaning. Material objects (things)
are not part of us, but hiking up a mountain,
singing with friends, or cooking with children
become part of our personal stories.
The oven malfunction on Thanksgiving may
have seemed disastrous at the time but
becomes part of family lore with the
retelling of how the barbeque grill came out
of retirement from the
depths of the garage to save the day. And your
uncle, clad in winter coat, earmuffs, and
gloves, created a smoked flavored turkey that
rivaled any of the previous years. The
challenges you faced with gale force winds
and sleeting rain as you ran in a charity
5-K become part of the collective memory when
you recall your support for a sick friend.
We can recall the positive
aspects of experiences as we focus on
how we met specific challenges of
particularly trying experiences. When we
revisit them, we feel enhanced and ennobled.
Slowing down, staying present, appreciating
the moments when we pay attention to our
experiences, will help us invest in what are
the most precious (and priceless) elements of
TODAY Show (NBC)
Aug. 8th: College Bound: Tips for
Please check website, www.drdaleatkins.com,
See Dr. Atkins' article, Sanity Savers for
a Balanced Life, in Black Tie Magazine,
Volume 7, Issue 1, pg. 64. www.blacktiemagazine.com
Hear Dr. Atkins on the radio
show, The M Word, hosted by Lori Sackler,
WOR News Talk Radio 710, Sunday evenings
A Good Daily Habit
Reading Something Positive Every Day
Choosing a few simple, positive habits can
enhance your life. One example is to develop
the habit of reading something positive every
single day, even if it is only a few pages.
Your choice of reading can have profound
effects on your
brain, as science strives to understand how
the brain processes the written word. So why
not choose something that will enhance your
attitude and life? Over time, inspirational
become a part of who you are and how you live
|Sanity SaversTM TIPS
Kids and Money
Tips For Teaching the Basics
How do children learn to manage money? There
is usually no course at school, and many
parents do not teach them about personal
financial management. As adults, without a
solid foundation, they are left to learn
from their own successes and failures.
Additionally, today's children
money to spend and develop financial habits
at younger and younger ages. This results in
many children who develop bad habits that can
last a lifetime. It is important for children to
learn patience, discipline, and money smarts
that will guide them to be fiscally
Here are some tips to help encourage good
- Give Them an Allowance
- Having a regular amount of their own
money is a good way for kids to learn about
money management. As they learn about the
limit of available funds, they need to be
able to make mistakes. This teaches them to
consider how much things costs and make
spending choices. They are also more likely
to appreciate what they buy when they use
their own money.
- Be Clear on Expectations - Sit
down with your
children first and tell them, in an age
appropriate way, what are your expectations
for how they will use their allowance. It
may be for charity, birthday
presents for family or friends, toys, candy,
entertainment, and specialty clothing items.
Also discuss how much allowance should be
put in savings for something they want that
costs more than their regular allowance.
- Help Them Delay Gratification -
Rather than spending their entire allowance
on an impulsive purchase, consider setting a
specified time frame before buying. You
might suggest they wait for a few days and
see if they are still as interested in that
- Differentiate Needs from Wants - Help
kids understand that they are part of a
larger world regarding the family finances.
How and what the do affects the family. Talk
about what you are
or how many work hours actually went into a
large purchase you made so they understand
the realities of satisfying every whim.
- Teach Teens About Debt - Discuss
with your teen whether they want to build
credit or create a lifestyle they can't
afford. Many teens do not know that credit
cards are a form of borrowing, as are loans,
that incur interest charges. Explain the
difference between credit and debit, how to
balance an account, and that the ATM might
not give an accurate balance.
The only way our children will learn to
money responsibly is through their own
experience and the
guidance you, as parents, grandparents, or
friends may offer them.
We all learn from trial and error and from role
models. Create the
time to set the foundation for positive
"Experience is not what happens to a man. It
is what a man does with what happens to him.
Aldous Leonard Huxley
DALE V. ATKINS Ph.D. is a licensed psychologist,
lecturer and commentator in the media who
on the Today show.
She has more than twenty-
years of experience and focuses on living a
life, parenting, aging well, managing stress,
work transitions, family connections and healthy
Dr. Atkins is the author
and/or co-editor of several books including:
Their Private Thoughts about their Private
Families and their Hearing-Impaired
OK, You're My Parents
Let Go of Anger and Create a Relationship that
Wedding Sanity Savers
Handle the Stickiest Dilemmas, Scrapes and
Questions that Arise on the Road to Your Perfect
book . . .
Savers: Tips for Women to
Find out more....
As Seen on the TODAY SHOW!
Wedding Sanity Savers
How to Handle the Stickiest Dilemmas, Scrapes and Questions that Arise on the Road to Your Perfect Day
You're My Parents
How to Overcome Guilt, Let Go of Anger, and Create a Relationship That Works
Now in Paperback!